About Us

Dedicated to financial inclusion and economic empowerment through accessible lending solutions.

Our Story & Mission

Founded in 2020, Astha Finance Unit Private Limited has rapidly grown to become a trusted name in West Bengal's financial sector. We operate with a core belief in transparency, integrity, and the power of financial inclusion to transform lives.

Our mission is to provide timely financial assistance to those who need it most, helping entrepreneurs start businesses, women achieve financial independence, and families meet their personal goals.

Fully Registered

CIN: U65990WB2020PTC239838
Registered with ROC Kolkata

Financial Strength

Paid-up Capital: ₹ 500,000.00
Status: Active

Key Company Highlights

Incorporation Date2020-09-17

Registration No239838

Company CategoryNon-government company

Activity CodeNIC 6599

ClassPrivate

Why Choose Astha Finance?

We stand out by staying true to our core values and putting our customers first.

Experienced Team

Our leadership brings deep expertise in micro-finance and rural banking, ensuring your financial needs are understood and met with professionalism.

Customer-Centric Approach

We view our borrowers as partners. Our policies are designed to be flexible, humane, and supportive of your personal and business growth.

Community Focused

We believe in collective growth. Our group loan models empower entire communities, fostering a spirit of mutual support and development.

Ethical & Transparent

Honesty is our policy. We ensure complete transparency in interest rates and terms, with zero hidden charges or coercive practices.

Frequently Asked Questions

Find answers to common questions about our loan products, eligibility, and processes.

Any Indian citizen aged between 18 and 58 years with a steady source of income can apply. We support individuals, small business owners, and women entrepreneurs. Specific eligibility criteria may vary based on the chosen loan product.

We keep paperwork to a minimum. Generally, you need KYC documents (Aadhaar Card, Voter ID, or PAN Card), recent passport-sized photographs, and bank account details. For business loans, basic business proof may be required.

We pride ourselves on fast processing. Once all required documents are submitted and verification is complete, loans are typically approved and disbursed within 3 to 5 working days.

Absolutely not. We believe in 100% transparency. All interest rates, processing fees, and other charges are clearly communicated to you in the loan agreement before disbursement.

Repayments can be made via bank transfer, UPI, or at our branch offices. We also offer convenient weekly or monthly collection options depending on the loan type.

Not necessarily. Our Women's Group Loans (JLG) and many small individual loans are collateral-free. However, larger business loans may require some form of security depending on the loan amount.

Yes, ASTHA FINANCE UNIT PRIVATE LIMITED is a registered Non-Government Company incorporated under the Companies Act. We adhere to all ethical lending practices and regulatory guidelines to ensure the safety and security of our customers.